Notary fees calculator for Morocco

Tool for estimating real estate acquisition costs in Morocco

MAD
MAD
Used solely for calculating mortgage registration fees.
Adjust the assumptions
%
Registration fees (generally 4%).
%
Land registry registration (often ~1%).
%
Typical sliding scale of 0.5% to 1%; your notary confirms this.
%
VAT applied to notaries' fees.
%
Applied to the mortgage loan amount (if applicable).
MAD
Stamping, copying, filing (modify as needed).
Registration requirement0 MAD
Land Registry (Land Registration Office)0 MAD
Notary fees (remuneration)0 MAD
VAT on notary fees0 MAD
Registration of mortgage (if applicable)0 MAD
Miscellaneous fixed costs0 MAD

Total purchase costs0 MAD
Costs as a % of the price0%
Disclaimer: This is an estimate. Rates and rules may vary (property type, exemptions, lender, region). Please confirm final amounts with your notary and your bank.

The complete guide to calculating your property acquisition costs

Buying a property in Morocco is a significant undertaking, and one that requires a thorough understanding of the associated costs. Among these, notary fees in Morocco play a central role.

All too often underestimated, these fees encompass several taxes, duties and professional charges that must be accounted for from the outset to avoid any unwelcome surprises.

In this guide, written with the expertise of Morgan Richez and Hayatte Loukili, specialists in the Moroccan property market and co-founders of Morgan & James, we explain in detail how notary fees are calculated, along with practical advice for buyers.

We also provide a calculation tool to help you understand precisely how much in notary fees you will be expected to pay when acquiring a property in Morocco.

Why are there notary fees in Morocco?

The notary plays a key role in every property transaction in Morocco. Far from simply authenticating the deed of sale, the notary guarantees the legal security of the entire transaction. Their responsibilities include:

Verifying the validity of the title deed

Reviewing the legal status of the property (mortgages, disputes, joint ownership, etc.)

Registering the deed of sale with the relevant authorities

Collecting and remitting to the State all applicable duties and taxes

What do notary fees in Morocco consist of?

Notary fees in Morocco are made up of several distinct components. Here is the detailed breakdown:

Registration duty

4%

4% of the acquisition price of the property. This duty represents the largest share of the total fees.

Land registry fee

1%

1% of the acquisition price. This is paid to register the property at the land registry (conservation foncière).

Stamp duty and administrative
formalities

1,000 to 1,500 MAD

Approximately 1,000 to 1,500 MAD, varying according to the value and complexity of the transaction.

Casablanca: the economic heart

0,5 % et 1 %

Generally set at between 0.5% and 1% of the property price, with a legally prescribed minimum.

Practical example

Estimated total: 111,500 MAD

For an apartment purchased at 2,000,000 MAD, the calculation breaks down as follows:

  • Registration duty: 80,000 MAD
  • Land registry fee: 20,000 MAD
  • Stamp duty and administrative costs: approx. 1,500 MAD
  • Notary fees (0.5%): 10,000 MAD

How to calculate your notary fees easily

At Morgan & James, we believe transparency is essential. That is why we have made available an automatic calculator which, by simply entering the purchase price, generates a detailed estimate of notary fees applicable in Morocco.

This tool is based on current official rates and will allow you to plan the full cost of your acquisition with clarity and confidence.

Practical advice from our experts

Factor the fees into your overall budget

As Morgan Richez notes, “Many buyers fail to include notary fees in their initial budget, which can create real financial strain. Our advice is always to set aside between 6% and 7% of the property price to cover additional costs.”

Negotiate the notary's fees

As Hayatte Loukili points out, “Notary fees are regulated, but there is room for negotiation in certain cases. We encourage buyers to discuss this openly with their notary, particularly for high-value transactions.”

Work with an experienced agency

Buying a property is a life project. Working with an experienced agency such as Morgan & James means benefiting from comprehensive support: legal protection, a clear breakdown of costs, negotiation with the notary and the vendor, and full accompaniment through to final registration.

Common mistakes to avoid

1

Underestimating the actual costs

Failing to include these fees in the overall budget can jeopardise the acquisition.

2

Overlooking local taxes

Certain municipalities levy additional specific charges.

3

Choosing an inexperienced notary

Any short-term saving can prove very costly in the event of a dispute.

The advantages of working with
Morgan & James real estate agency

Our agency specialises in supporting both domestic and international investors in Morocco. We offer local and international expertise, complete transparency on costs, tailored solutions for individuals and expatriates and a dedicated team to accelerate administrative processes.

Whether you wish to calculate your notary fees in Morocco or obtain a precise estimate for your property project, contact Morgan & James today to benefit from the advice of our property experts.

Together, we will secure your acquisition in the best possible conditions.

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